Estimated level of provisions against legal risk related to FX mortgage loans portfolio in the 4 th quarter of 2024.

The Management Board of Bank Millennium S.A. (‘the Bank’) informs that the estimated level of 4th quarter 2024 provisions for legal risk connected with FX mortgage loans originated by the Bank amounts to PLN483 million. Additionally, PLN39 million worth of provisions (without P&L impact) are estimated to be created against legal risk related to the loan book originated by former Euro Bank S.A

Final value of legal risk provisions in the 4th quarter 2024 and financial results will be disclosed in the financial statements for 2024 to be announced on February 24, 2025. Preliminary unaudited consolidated results for 2024 will be announced in a current report due out on January 31, 2025.

Legal basis: art. 17 section 1 MAR