Bank Millennium's new offer for affluent clients

The new offer of Bank Millennium is to meet the tastes of the most demanding customers. Users of the Millennium 360 Prestige account link otwiera się w nowym oknie who value comfort and quality will be able to take advantage of unlimited foreign currency payments with a debit card at a favourable exchange rate of the payment organisation, without an additional bank margin. What's more, the customer will not incur additional fees for issuing and servicing this card. Maintaining the Prestige account will be free of charge with monthly inflows of PLN 20,000 or assets of at least PLN 200,000. Holders of this account will also gain the support of a Prestige expert in financial topics and access to the Prestige hotline. The offer also includes the possibility of using the Your Assistant Prestige insurance, i.e. medical and legal assistance, repair of household appliances and of the phone display. Three instant transfers a month from the Millennium 360 Prestige account will be free of charge, and the users will pay PLN 5 only for every subsequent one. Affluent clients will also be able to use the Moneyback service available in the mobile application for purchases in selected online stores.

- Bank Millennium understands perfectly well that affluent clients expect not only comprehensive service, but also personalised financial solutions that meet their needs. Our new offer for premium customers combines the advantages of modern private banking tools and support from experts. We place particular emphasis on an individual approach and modern technologies that allow you to have full control over your finances at any time. – declares Antonio Pinto, Member of the Management Board of Bank Millennium.

- The implementation of the new account is the second stage of refreshing the offer for this segment. In October, we already made the new Visa Global credit card available to affluent clients. The combination of an account and a card is a unique package of services that allows for great freedom and facilitates travel around the world. Customers can take advantage of unlimited transactions in foreign currencies without bank commission, free withdrawals from ATMs in Poland and abroad, and free Safe Travel travel insurance – adds Wojciech Rybak, Member of the Management Board of Bank Millennium.

The Bank has prepared for existing customers who would like to take advantage of the new offer, a convenient process to change their current account. In a few steps, the customer can transform their current account into the new Millennium 360 Prestige and immediately purchase a package of products and services: the Millennium Visa Global credit card link otwiera się w nowym oknie and the Your Assistant Prestige insurance link otwiera się w nowym oknie. The process does not require a visit to a branch, it can be completed in its entirety in the mobile application or online banking. Currently, a pilot programme for the first customers has begun. The process will be available to all customers at the end of January.

Bank Millennium attaches utmost importance to customer service. This is appreciated not only by users, but also by auditors. In the new "Ranking of Banks for Affluent Clients"¹ by Forbes magazine announced in October, Bank Millennium took second place. Once again, it won the "Newsweek's Friendly Bank" ranking, winning in both ranking categories – "Traditional Banking" and "Remote Banking"².

For more information visit www.bankmillennium.pl.

¹Ranking of Banks for Affluent Customers by Forbes magazine link otwiera się w nowym oknie

²Newsweek's Friendly Bank 2024 link otwiera się w nowym oknie

Legal notes:

Millennium 360 Prestige is kept free of charge for all Clients with monthly external inflows to the account in the amount of at least PLN 20,000 or with assets in the Bank Millennium Group in the minimum amount of PLN 200,000. If none of these conditions are met, the account fee will be PLN 50 per month.

Fees, interest rate and other details of the account and card offering are contained in price lists relating to fees and commissions, debit cards, interest rates as well as General Regulations on Provision of Banking Services to Individuals in Bank Millennium S.A., available in the Bank’s branches and on the Price Lists and Regulations page. The Moneyback service, available through the mobile app or Millenet, is provided by Millennium Goodie Sp. z o.o. in cooperation with Bank Millennium S.A. and involves the refund of part of spending on online purchases in programme partner shops. Details in the “Regulations on Using the goodie.pl Platform by Users”, available on www.bankmillennium.pl

Foreign currency payments with the Millennium 360 Prestige debit card issued to the Millennium 360 Prestige account are without the bank's additional margin for currency conversion.

Your Assistant Prestige is voluntary individual insurance in which insurance cover is provided by Towarzystwo Ubezpieczeniowe Europa S.A. The Bank acts as an insurance agent of TU Europa S.A. and through it you can conclude an agreement for the above-mentioned insurance. Detailed information is described in the Terms and Conditions of Your Assistant Prestige Insurance, the Product Card, the Insurance Product Information Document and the Regulations of the Your Assistant and Your Assistant Prestige Offer, available at www.bankmillennium.pl and in our branches.

Representative example for Millennium Visa Global credit card: Annual Percentage Rate (APR) is 25.82%; total loan amount (net of debt-financed costs): PLN 15,000, total amount due: PLN 17,178.90; variable interest rate 18.5%; total cost of the loan: PLN 2178.90 (including: sum of monthly credit card fees PLN 360.00; interest PLN 1818.90), with the assumption that the approved credit limit is disbursed outright in the full amount as a non-cash transaction and is repaid in 12 equal monthly instalments of PLN 1431.58. The calculation was made as of 21.10.2024 on a representative example.

The Visa Global card is offered together with the free Safe Travel insurance. Insurance cover is provided by Europ Assistance S.A. The condition for receiving this card is to take out the insurance. The Terms and Conditions of Insurance, the Product Card and Information on the processing of personal data by the Controller-Insurer is on the Bank's website.

The Visa Global main card holder has access to the LoungeKey and SmartDelay services for the use of LoungeKey airport lounges. The fees and terms and conditions of use of LoungeKey and SmartDelay can be found on the websites of their service providers: Priority Pass Ltd and Collinson Insurance Services Limited, 3 More London Riverside 5th floor, London, SE1 2AQ. Addresses to the a/m websites can be found on the Bank's website.

The organiser of the Moneyback for Visa Global card Programme, which is active from 18.10.2024 till 17.10.2025 is Bank Millennium S.A. The Programme is targeted at holders of the Millennium Visa Global main card. The rewards in the Programme are moneyback points, which can be exchanged for Polish zloty (PLN). The value of the moneyback points awarded is 5% of the value of non-cash transactions made in places marked with codes indicated in the Programme regulations. The maximum total amount of prizes accrued in a given calendar year is 360 moneyback points (the equivalent of PLN 360). The programme is created in cooperation with Millennium Goodie Sp. z o.o. In order to participate in the Programme, you must register for the Moneyback service and give the consents necessary to use this service. Detailed rules of participation in the Programme are described in the Regulations of the "Moneyback for Visa Global card" Programme, available in the Bank's branches and on the www.bankmillennium.pl website.