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Check Konto Mój Biznes account promotion
Open the best account for sole traders available in our offer and pay for 2 years:
„Promotion "Postaw na Biznes z Bankiem Millennium" runs from 1.04.2024 until further notice. We'll inform on our website about its completion at least 7 days in advance.
Details in the regulations.
Legal note
Open Konto Mój Biznes account, give the marketing and commercial consents and activate the mobile app. Additionally, in each of the next 6 months deposit min. 1000 PLN and spend by card or with BLIK min. 500 PLN.
How much you can gain?
The promotion “Załóż Konto Mój Biznes z premią” lasts until 31.03.2025. Limit: 15 000 accounts. Details in the regulationslink opens in a new window
Konto Mój Biznes account is an ideal solution for sole traders, partners in civil-law companies and farmers.
In „Postaw na Biznes z Bankiem Millennium” promotion the fee for keeping the account is 0 PLN for 24 months. After this period, it can still be free of charge if you make at least one transfer to ZUS/Tax Office per month from your new account or deposit min. 1000 PLN of external funds a month.
What you can gain with Konto Mój Biznes account:
for maintaining the account
for cash withdrawals from our ATM's
for online transfers to ZUS/Tax Office
for domestic online transfers
Start a business with us! Fill in a simple application and we'll send it to CEIDG (Central Registration and Information on Economic Activity):
You have 3 packages to choose from. If you opt for a package with the Accounting Service, you will get 50% off for 2 months. The promotion lasts until 31.03.2025.
Start selling online. Open online shop on Sellingo platform and test it for 0 PLN for 6 months.
Accept fast payments from customers in your online shop with Millennium Pay gateway. Commission is only 0.7% on transactions for a year
Choose payment terminal: stationary, portable or accept payment on your mobile device
Decide to grow and lease a car, equipment or machinery. You can benefit from day one of running your business.
Log in to Millenet with the same credentials as you log in to your individual account.
Fill in the application form and confirm the entered data. Ready!
Prepare an ID card and NIP (tax identification number) for your business.
Complete the application. You will confirm your identity by logging in to your individual account at another bank.
After sending the application, we will verify its correctness and activate your account.
You can also fill in the application online and sign the agreement in a branch of your choice. During your visit in the branch, we activate your account and show you how to use our mobile app for business. Open now
If you are a sole proprietorship, then you need a bank account.
Setting up a business account can bring many benefits, e.g.:
Yes. This will give you convenient access to your finances. Both in Millenet and in the mobile app you can easily and efficiently switch between your private and business account. You will log in to both accounts with the same details.
Yes. If you have a personal account with us, you can set up a business with our help and open a business account “Konto Mój Biznes". All you have to do is fill out a simple application.
We run the Konto Mój Biznes account for 0 PLN for 2 years in the "Postaw na Biznes z Bankiem Millennium" promotion. You don't have to meet any conditions during this time to avoid incurring fees for maintaining a business account.
After 2 years, we can continue to run your business account for free if you meet a simple condition: each month you will receive at least 1000 PLN of income to this account or if you order at least 1 transfer to ZUS or the Tax Office. If you do not meet the condition, we will charge you according to the price list in the following month.
You don't pay for the Konto Mój Biznes debit card if you meet a simple condition. All you have to do is spend min. 500 PLN each month. If you do not meet the condition, we will charge you according to the price list in the following month.
You can create a My Business account in three ways:
It is very simple. If:
Information about ongoing promotions can be found:
Yes. If your company has been registered in CEIDG and has been assigned NIP and REGON, but you are still waiting to start running your business, you can set up a business account for it.
Yes. You can have several business accounts, if you need.
It all depends on the form of your business. You can get help in choosing an account on our hotline, chat or branches.
You can open a Konto Mój Biznes account if you run a sole proprietorship registered in CEIDG or if you are a partner in a civil law partnership.
If you run a business in a different legal form, choose the Konto Biznes account.
A business account - as opposed to a personal one - is opened immediately with a VAT account. In addition, with the Konto Mój Biznes account you can take advantage of many additional products available only for business activities, e.g. order a payment terminal, take out a business loan, leasing or accounting services as part of the Millennium Księgowość platform.
Yes, if your business is registered in CEIDG.
If you are interested in our offer please fill in the form below - we’ll call you back!
Legal note
Detailed terms and conditions of the “Załóż Konto Mój Biznes z premią” (“Promotion”) are provided in the Promotion Regulations, which are available in the Bank’s branches and on www.bankmillennium.pl.
The promotion is targeted at entrepreneurs understood to mean sole traders registered in Centralna Ewidencja i Informacja o Działalności Gospodarczej [Central Business Activity Records and Information].
The promotion shall last from 29.11.2024 to 31.03.2025.
Eligible to receive the reward are 15,000 Participants who are the first to open a Konto Mój Biznes Account (”Account”) during the Promotion, via Millenet or the Mobile App or on the Bank Millennium SA portal by submitting an application on the website www.bankmillennium.pl/wniosek-o-konto-firmowe. If it is not possible to open an Account in the above-mentioned ways, the Promotion Participant may fill in the contact form on the Bank’s portal www.bankmillennium.pl/wniosek-o-konto-firmowe by selecting the Branch path, and open the Account in any branch of the Bank. We will inform you about the use of the limit on our website www.bankmillennium.pl/biznes/rachunki-biezace/konto-moj-biznes page.
As a Promotion Participant you will receive a Bonus of maximum 2400 PLN if you meet the conditions of participation and satisfy the rules of the promotion described in the Regulations, i.e. log to the Mobile App, give the marketing and commercial consents and do not withdraw them during the Promotion until payment of the Bonus, ensure total inflows from outside the bank to the business account in each of the 6 calendar months following the month in which you opened the account, at the level of a minimum of 1000 PLN and make transactions with the debit card or by BLIK at the level of min. 500 PLN a month, which will be credited to the account opened in the Promotion. These inflows will be a condition for granting the bonus for making a ZUS transfer and setting-up a company. It does not apply to granting bonuses for signing a cooperation agreement/Millennium POS (terminal) or SoftPOS agreement and ensuring inflows.
As a Promotion Participant you may receive:
1. up to 1200 PLN for sending a transfer to ZUS (200 PLN a month) from the ZUS form in Millenet or the Mobile App, made within 6 months counted from the next calendar month after opening the Konto Mój Biznes account,
2. up to 600 PLN (100 PLN per month) if by 31.03.2025 you file an application to open a company with a Konto Mój Biznes account using remote channels: Millenet or Mobile App and successfully register the business in the CEIDG database,
3. 600 PLN (at one time) if by the end of April 2025 you sign a cooperation agreement/agreement on Millennium POS (terminal) or SoftPOS and in the next month after signing the agreement ensure an inflow of 1000 PLN to the previously opened account,
The Bonus described above in pt. 1, 2 and 3 shall be paid only to the Account opened by the Promotion Participant during the Promotion period; the Bonus will be paid not later than until the end of the month coming after the period specified in the Regulations. The Bonus will be paid if by the day of payment of the particular Bonus the Promotion Participant does not: dissolve, terminate or withdraw from the Agreement on the Account, concluded during the Promotion period, does not withdraw the marketing and commercial consents and also will have an activated mobile application, as well as ensuring inflows to the Account and debit card payments in keeping with the Regulations, in each of the 6 calendar months, coming after the month, in which the account was opened.
Additionally in the “Postaw na Biznes z Bankiem Millennium” promotion during 24 months the fee for keeping Konto Mój Biznes account shall be 0 PLN, for Konto Biznes it shall be 9 PLN, for an FX account 0 PLN, the annual fee for a Millennium VISA Business credit card shall be 0 PLN. Domestic transfers ordered in electronic banking and mobile application to accounts in other banks: in PLN and EUR to EEA and SEPA countries in the standard mode free of charge. The a/m Promotion is available to entities which were not party to an agreement on a settlement account in PLN for Business Clients during 1.04.2023-31.03.2024 and gave all the marketing and commercial consents. Concluding at least a Konto Mój Biznes or Konto Biznes Account agreement in PLN shall be deemed as joining the Promotion. The “Postaw na Biznes z Bankiem Millennium” Promotion is valid from 01.04.2024 until its end, about which the Bank shall inform on the website http://www.bankmillennium.pl/biznes/rachunki-biezace. Details are stipulated in “Postaw na Biznes z Bankiem Millennium” Promotion Regulations available in the Bank’s branches and on https://www.bankmillennium.pl.
The Millennium Accounting service is provided by CashDirector S.A. with its registered office in Warsaw at Al. Jerozolimskie 96, 00-807 Warsaw. All information about the service is available in the ”Millennium Accounting service Regulations”, which are available on the www.bankmillennium.pl website.
Detailed principles of keeping business accounts, information about fees and interest rate are stipulated in Terms and Conditions of Opening and Keeping Bank Accounts for Business Clients in Bank Millennium S.A. and the Price List, respectively, said documents being available in the Bank’s branches and on www.bankmillennium.pl.
See price list