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Open a business with us and gain up to 2400 PLN
Check the promotion
It's time to start own business.
Do it with us!
- come up with a name
- determine the data of operation
- decide which PKD codes best matches your business - use the search enginelink otwiera się w nowym oknie
- choose the taxation method
- make sure your Trusted Profile is active and created with our Bank
You can count on us! If doubts or questions arise while filling in the application, start a free chat with our expert. You can find the application in the mobile app and Millenet.
How to open business online?
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Fill in simple application
It's in our mobile app and Millenet in MilleAdministration section
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You can count on us
Start a chat with our experts at any time
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Without having to visit the office
Register online a business in CEIDG, get NIP and REGON
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Business account with debit card to start
We'll automatically open Konto Mój Biznes account and order a debit card
Up to 2400 PLN for a good start for your business
Open a business with us together with Konto Mój Biznes account in the promotion. The total bonus is up to 2400 PLN!
Gain even:
- up to 600 PLN – if you open a business with us and meet the simple requirements of the promotion
- up to 1200 PLN – if in each of the next 6 months you pay ZUS or US contributions from the newly opened account, deposit at least 1000 PLN per month, and spend at least 500 PLN using a debit card or BLIK
- 600 PLN – if you order a payment terminal and ensure the receipts of min. PLN 1000 next month
The promotion “Zyskaj z Kontem Mój Biznes” lasts until 31.07.2025. Limit: 15 000 accounts. Details in the regulations
Up to 2 years of free account maintaining
Open the best account for sole traders available in our offer and pay for 2 years:
- 0 PLN for maintaining a payment account in PLN
- 0 PLN for maintaining a foreign currency account in GBP, EUR, CHF, USD
- 0 PLN annual fee for Millennium Visa Business credit card
- 0 PLN fee for online domestic transfers in PLN, EUR to EEA countries and SEPA
Promotion "Rozwiń swój biznes z Kontem Mój Biznes" runs from 1.04.2025 until further notice. We'll inform on our website about its completion at least 7 days in advance.
Details in the regulations.
Legal note
Opening a business is a first and the most important step
Now remember about:
- sending a VAT declaration (if your business is obliged to it)
- reporting yourself, your employees and family members to ZUS
- checking whether you need a permit or license
What we have for your business?
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Accounting
You have 3 packages to choose from. With the Accounting Service, you will gain access to training and tools to help you run your business.
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Online shop
Start selling online. Open online shop on Sellingo platform and test it for 0 PLN for 6 months.
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Millennium PAY payment gateway
Accept fast payments from customers in your online shop with Millennium Pay gateway. Commission is only 0.7% on transactions for a year
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Payment terminal
Choose payment terminal: stationary, portable or accept payment on your mobile device
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Leasing
Decide to grow and lease a car, equipment or machinery. You can benefit from day one of running your business.
FAQ
Check out the answers to the most frequently asked questions about opening a business online
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How to open a business online?
You can open business online if you're the Customer of our Bank and you have:
- at least 18 years old
- a citizen of Poland
- Polish identity card
- Polish address of residence
Remember that you can open a business if your identity was confirmed in our branch (e.g. during account opening).
You need Trusted Profile created with our Bank in order to sigh the application.
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Is business opening free of charge?
Yes. We don't charge any fees for sending your application of registering business in CEIDG.
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Where can I find the application?
You can fill in the application in mobile app or Millenet. Check in MilleAdministration tab.
You can start a chat with our expert any time if you need help in filling in the application. Remember that our experts don't act as advisors - they'll not support you on PKD codes or taxation form.
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What should you do before filling in the application?
Before you fill in the application, think about:
- legal and short business name
- date of operation
- PKD codes (max. 9)
- type of taxation
- how the bookkeeping service will be provided: by yourself or by accounting office
- make sure you don't need a permit, license or relevant authorization to operate
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How business opening process look like?
In Millenet and mobile app you'll find a simple application - you can complete it in several minutes. Sending the application starts the process of registering your company in CEIDG, assigning REGON and NIP. In addition, we'll open Konto Mój Biznes account with a debit card for you.
You track the status of your application in Millenet and the app. When your company is registered, we activate your new account. You will conveniently log in to it like to a personal account.
Now it's your turn. You need to file a ZZA form in ZUS. If you're a VAT payer, file VAT-R form in the tax office. And it's done!
Legal note
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Legal note
The provider of the service of setting up business in CEIDG is Bank Millennium S.A. The service consists in making available and submitting to the Ministry of Economic Development and Technology an application for entry of a business activity into the Central Registration and Information on Business (CEIDG). The application is available in mobile app and in Millenet. The details of the service are stipulated in the Service Regulations “Załóż firmę przez internet z Bankiem Millennium”, which is available in the Bank’s branches and on www.bankmillennium.pl.
More information about the service on https://www.bankmillennium.pl/biznes/zakladanie-firmy-przez-internet.
Detailed terms and conditions of the “Zyskaj z Kontem Mój Biznes” promotion are provided in the Promotion Regulations, which are available in the Bank’s branches and on www.bankmillennium.pl
The promotion is targeted at entrepreneurs understood to mean sole traders registered in Centralna Ewidencja i Informacja o Działalności Gospodarczej [Central Business Activity Records and Information].
The promotion shall be valid from 01.04.2025 to 31.07.2025.
15,000 Promotion Participants, who are the first during the Promotion to open a Konto Mój Biznes account (”Account”) in Millenet or the Mobile App, or on the portal of Bank Millennium SA, submitting the application online wniosek, shall be eligible for the reward. If it is not possible to open an Account in the above-mentioned way, the Promotion Participant may fill in the contact form on the Bank’s portal kontakt by selecting the Branch path, and open the Account in any branch of the Bank. We will inform you about the use of the limit on our website www.bankmillennium.pl
As a Promotion Participant you will receive a Bonus of maximum 2400 PLN if you meet the conditions of participation and satisfy the rules of the promotion described in the Regulations, i.e. log to the Mobile App, give the marketing and commercial consents and do not withdraw them during the Promotion until payment of the Bonus, ensure total inflows from outside the bank to the business account in each of the 6 calendar months following the month in which you opened the account, at the level of a minimum of 1000 PLN and make transactions with the debit card or by BLIK at the level of min. 500 PLN a month, which will be credited to the account opened in the Promotion and also make a transfer to ZUS or the Tax Office.
As a Promotion Participant you may receive:
1. Up to 1200 PLN (200 PLN for 6 months) if in each of the 6 months counted from the next calendar month after opening the account you: ensure the sum of external inflows in the amount of at least 1000 PLN to the business account, make transactions with the debit card issued to the account or BLIK, which will be credited to the account opened in the Promotion for the amount of at least 500 PLN per month, and make transfers to ZUS or Tax Office from the ZUS form or Tax transfer in Millenet or Mobile App.
2. Up to 600 PLN (100 PLN per month) if by 31.07.2025 you file an application to open a company with a Konto Mój Biznes account using remote channels: Millenet or Mobile App and successfully register the business in the CEIDG database. The condition for receiving the reward is additionally meeting the conditions for receiving the bonus described in pt. 1.
3. 600 PLN (at one time) if by the end of July 2025 at the latest you sign a cooperation agreement/agreement on Millennium POS (terminal) or SoftPOS and in the next month after signing the agreement ensure an inflow on it of 1000 PLN to the previously opened account.
The Bonus described above in pt. 1, 2 and 3 shall be paid only to the Konto Mój Biznes account opened by the Participant in the Promotion. The Bonus will be paid not later than until the end of the month coming after the period specified in the Regulations. The Bonus will be paid if by the day of payment of the particular Bonus the Promotion Participant does not: dissolve, terminate or withdraw from the Agreement on the Account, concluded during the Promotion period, does not withdraw the marketing and commercial consents and also will have an activated mobile application, as well as ensuring inflows to the Account and debit card or BLIK payments in keeping with the Promotion Regulations, in each of the 6 calendar months, coming after the month, in which the account was opened.
Additionally in the “Rozwiń swój biznes z Kontem Mój Biznes” promotion during 24 months the fee for keeping Konto Mój Biznes account shall be 0 PLN, for the first and subsequent FX accounts 0 PLN, the annual fee for a Millennium VISA Business credit card shall be 0 PLN. Domestic transfers ordered in electronic banking and mobile application to accounts in other banks: in PLN and EUR to EEA and SEPA countries in the standard mode free of charge. The a/m Promotion is available to entities which were not party to an agreement on a settlement account in PLN for Business Clients during 1.04.2024-31.03.2025 and gave all the marketing and commercial consents. Concluding a Konto Mój Biznes account agreement in PLN shall be deemed as joining the a/m Promotion. The “Rozwiń swój biznes z Kontem Mój Biznes” Promotion is valid from 01.04.2025 until its end, about which the Bank shall inform on the website http://www.bankmillennium.pl. Details are stipulated in “Rozwiń swój biznes z Kontem Mój Biznes” Promotion Regulations available in the Bank’s branches and on https://www.bankmillennium.pl.