Loan with de minimis guarantee - Corporate

About loan

Are you looking for a convenient form of securing the loan repayment? You can benefit from a de minimis guarantee, if you:

meet the definition of a micro, small and medium-sized enterprise (SME) as set out in Regulation 651/2014 of the European Commission
do not want to encumber your assets or you do not have sufficient collateral to repay the loan

Your benefits

You can guarantee up to 60% of the loan amount, up to PLN 5 million
You benefit from a long guarantee period, up to 120 months for investment loans and up to 60 months for working capital loans
Low guarantee cost – only 0.5% of the guarantee amount per year
We take care of all the formalities related to obtaining the guarantee for you

Can I secure, for example, a line for a guarantee or a letter of credit with a de minimis guarantee?

Yes, if you use a multi-product line, under which we can provide, among other things, a line for guarantees and letters of credit.
Which loans can I secure with a de minimis guarantee?
Loans granted in PLN and foreign currencies:
- for financing current activities for a period of up to 60 months
- for investment purposes for up to 120 months
How can I apply for a de minimis guarantee?

Contact your bank advisor. Our employee will answer your questions, help you apply for a loan with a de minimis guarantee and take care of the formalities.