Since 25.08 It will not be possible to log in to Millenet from the version of the browser you are now using. Update the browser on your device and use online banking in a comfortable and secure way.
Update the browserBiznesmax Plus guarantee
Finance growth and innovation in your business with a loan with Biznesmax Plus guarantee. As part of our cooperation with BGK, we offer loans with a Biznesmax Plus guarantee, provided thanks to funds from the European Funds for a Modern Economy programme. Businesses in the SME sector and mid-cap companies in innovation-oriented projects can take advantage of this offer.
What is Biznesmax Plus guarantee?
- a free guarantee of loan repayment for entrepreneurs
- granted on the principles of de minimis aid or regional investment aid
- secures up to 80% of the value of your loan or the loan amount less a capital surcharge
- enables SME companies to apply for an interest subsidy in the case of working capital loans or for a subsidy to the loan principal in the case of investment loans
Investment loan with Biznesmax Plus guarantee with 20% subsidy from EU funds
Subsidy to loan capital
- if your business is an SME, you may benefit from a capital subsidy for the repayment of the loan capital
- capital surcharge is 10% of the loan amount for an innovative investment, identified at least at company level or for an eco-innovation investment or 20% of the loan amount in the case of an investment aimed at digital transformation of enterprises
- application for the capital surcharge will be submitted to Bank Millennium after the completion of the investment
Favourable terms
- 10% - lower than standard borrower's own cotribution
- 0 PLN preparatory commission
- 0 PLN for Biznesmax Plus guarantee
- without having to pledge business assets
- support in various forms: possibility to gain a guarantee and a subsidy
Working capital loan with Biznesmax Plus guarantee with EU interest subsidy
Interest subsidies
- your SME can benefit from an interest subsidy on the loan
- the interest subsidy is offered for up to 24 months and is calculated on the basis of an annual rate of 5% of the loan capital amount
- application for the interest subsidy in Bank Millennium together with the guarantee application
Favourable terms
- 0 PLN for Biznesmax Plus guarantee
- lower bank margin than in case of a standard working capital loan
- without having to pledge business assets
- support in various forms: possibility to gain a guarantee and a subsidy