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We have the best Traditional Banking and Remote Banking, as well as awards in Forbes rankings for companies and affluent clients
Even 25% cashback on shopping in nearly 800 online stores with our mobile app or Millenet, e.g. on Allegro, Empik.com, MediaMarkt.pl. Benefit from Great Deals which are special offers with higher cashback
You can make contactless payments with phone or BLIK code, send money to a phone number, withdraw cash with BLIK from ATMs in Poland free of charge. You enjoy convenient and safe payments.
In the mobile app, you manage your money, but you also: take a loan, pay for transport, parking and cinema tickets, pay for the highway ride, top up your phone and buy top-up codes, e.g. for games or streaming services.
Bank account with free cash withdrawals with BLIK from ATMs in Poland
We open and run your account free of charge.
Other free services include standard domestic online transfers in PLN, BLIK transfers to a phone number, cash withdrawals from our ATMs and cash withdrawals with BLIK from all ATMs in Poland, regardless of the amount.
If you make 5 card or BLIK payments a month (one if you're 18-26), you get the following for free:
If you don't meet the above card or BLIK payment requirements, the maintenance fee for card or BLIK contactless payments is 5 PLN (if you are 18-26 years old) or 11 PLN (if you are 26 years old or older). We charge the fee once a month.
You can use your Millennium 360° card to pay for everyday purchases. You can conveniently use our ATMs - withdrawals are free. And if you are going abroad, you can use our currency services.
If you are looking for an attractive interest rate for your savings, check the Profit Savings Account:
0 PLN for opening and maintaining
deposit and withdraw whenever you want
add funds as you want: at a one-off or regular basis
Check the convenient insurance available with the account, which offers medical and household assistance:
you may use up to 7 assistance services per year
for 3 months from opening an account, you benefit from free protection (afterwards the insurance premium is 4,98 PLN per month)
in case of emergency, one call to the Europ Assistance Emergency Center is enough: (+48) 22 203 75 00
Fill in the application - we'll open the account for you in 5 minutes from submitting the application
Choose the bank in which you have an account and make transactions the most often.
Fill in basis details. We'll ask you for logging in to your account in the selected bank in order to confirm your identity. Return to the application - complete and send it.
Your account will be active even in 15 minutes. Download the mobile app and enjoy it!
Click "Open an account" button below, then select "In our mobile app with a selfie" and go to the next step. On the phone, scan the QR code from the website, then download the mobile app and select "Open an account and activate the app".
Fill in the data in the application and follow the instructions. When opening an account, we will ask you to take a photo of your ID card and a short recording of your face and voice.
Your account will be active in 5 minutes.
You can also sign the agreement at any of our branches. Find a branch.
In the 14th edition of the program, by recommending your account to your friends, you can gain 10 prizes!
Terms and conditions of getting and collecting reards are available in regulationsfor: Like it share it programme.
Open the account for your child. Account for children aged between 0-18
There are 3 ways to open the account:
If you want to open the account without having to leave home, choose:
No matter which path you'll choose, your account can be active even in 15 minutes.
It depends on how you create your account.
Your Millennium 360° account will be active:
Need more info? Write to us
or call - helpline available 24/7
Legal note
Detailed terms and conditions of participation, including requirements to be met by current and invited customers for the purpose of receiving a reward are available in LIKE IT? SHARE IT! Programme Regulations – edition 14.
Maintenance of payment account Millennium 360° is free of charge. If you pay minimum 5 times a month with an account card or BLIK (once if you are between 18 - 26 years of age) you do not have to pay for ATM withdrawals and for servicing of your debit card or BLIK contactless payments. Operators of ATMs abroad may charge fees for cash withdrawals independently of our Bank. FX transactions with a card up to PLN 5000/month without Bank’s margin for currency conversion. Bank margin above PLN 5000 is 2%. Cashback for shopping done under the cooperation with Millennium Goodie Sp. z .o.o. is made under terms and conditions provided-for in the Regulations on Using the goodie.pl Platform by Users. Detailed information is described in the Price Lists of services - commissions and fees, debit cards, interest rates and BLIK payments, General Regulations on provision of banking services to individuals in Bank Millennium S.A., Regulations on opening accounts via the Internet at Bank Millennium S.A. using the remote customer identity verification service, Regulations on opening accounts via the Internet at Bank Millennium S.A. with the use of the identity verification service. The documents are available at www.bankmillennium.pl and in our branches.
Legal note
The free Multi-currency Service consists in connecting via the mobile app a foreign currency account to a debit card issued to your personal account. Transactions made with a card with the multi-currency service enabled are posted directly to the FX account without currency conversion, if the account currency corresponds to the currency of the transaction. If the transaction is carried out in a different currency or there are insufficient funds on the foreign currency account, such a transaction will be settled with currency conversion on the personal account kept in PLN at the exchange rate of the payment organisation and without the bank's margin up to PLN 5,000/month. The bank's additional margin for currency conversion of transactions over the total value of PLN 5,000 / month is 2%.
The Currency Exchange service is available in the Bank Millennium application. The application allows for immediate currency exchange within the customer's accounts. The currency conversion takes place at the proposed exchange rate, which is updated every 30 seconds until the exchange is confirmed by the Client. To use the service, read and accept the terms and conditions of Currency Exchange.
Detailed information and terms and conditions of using the multi-currency service and currency conversion are available in the Regulations for the provision of banking services to individuals in Bank Millennium S.A. and the Price List - debit cards. The documents are available in our branches and on our website www.bankmillennium.pl.
