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Choose Millennium 360° account with intelligent app, cashback on shopping and multi-currency card

Open now Konto Millennium 360 account Legal notefor: Konto Millennium 360 account

Multi-functional online account

  • Cashback on shopping

    Even up to 25% cashback on shopping in selected online stores with Superoffers for bank customers, including Allegro, Amazon, Empik and Media Markt.

  • Quick BLIK payments

    Make contactless payments with phone or BLIK code, transfer money to mobile, withdraw cash free of charge using BLIK code from ATMs in Poland. It's safe and convenient.

  • Mobile app

    Mobile app makes it easier to manage your money, but that's not all it has to offer. With your app you can exchange currency, buy bus tickets, pay for parking, top-up your phone, buy codes for games and streaming services.

What's in it for free?

Bank account with free cash withdrawals with BLIK from ATMs in Poland

We open and run your account free of charge.

Other free services include standard domestic online transfers in PLN, BLIK transfers to a phone number, cash withdrawals from our ATMs and cash withdrawals with BLIK from all ATMs in Poland, regardless of the amount.

If you make 5 card or BLIK payments a month (one if you're 18-26), you get the following for free:

  • debit card
  • BLIK contactless payments
  • cash withdrawals from all ATMs in Poland and abroad, regardless of the amount

If you don't meet the above card or BLIK payment requirements, the maintenance fee for card or BLIK contactless payments is 5 PLN (if you are 18-26 years old) or 11 PLN (if you are 26 years old or older). We charge the fee once a month.

Turn your card into a multi-currency card

You can use your Millennium 360° account card to pay for everyday purchases in stationary shops and online. You can withdraw cash from our ATMs for free. You will also pay conveniently abroad, without currency conversion costs.

  • Benefit from a currency limit - you have access to the currencies of the world at favourable Visa or Mastercard rates. Up to 5,000 PLN/month, you can pay with your card in stores and online, as well as withdraw cash without any additional bank margin for currency conversion. Once you exceed the limit, the bank's additional margin will be 2%.
  • Exchange currency in app - you have access to EUR, USD, GBP and CHF. The money will be instantly transferred to your currency account.
  • Turn your card into a multi-currency card - you can link your debit card with your currency account and pay without currency conversion. You don't need to order an additional card.

What else can you gain with Millennium 360° account?

Profit Savings Account

If you are looking for an attractive interest rate for your savings, check the Profit Savings Account:


  • 0 PLN for account opening and maintaining

  • deposit and withdraw whenever you want, without losing interest

  • add funds as you want: at a one-off or regular basis

Twój Asystent insurance

When things don't go according to plan, you could use some professional support. With Twój Asystent insurance:


  • you can benefit from medical assistance for you and your children (up to age 16) and household assistance for faults and breakdowns

  • you have up to 8 benefits available to you each year

  • we will not charge you the first 2 insurance premiums if this is your first Twój Asystent insurance contract. After that, the cost is 9 PLN/month.

Open an account online in only a few minutes

Fill in the application online. We will open your account in only a few minutes from the start of the application. You can open your account with a selfie or by logging in to your account in another bank.

  1. 1
    Open an account online in only a few minutes -

    Choose a bank

    Choose the bank in which you have an account and make transactions the most often.

    Open an account Millennium 360° account

  2. 2
    Open an account online in only a few minutes -

    Fill in the application

    Fill in basis details. We'll ask you for logging in to your account in the selected bank in order to confirm your identity. Return to the application - complete and send it.

  3. 3
    Open an account online in only a few minutes -

    Use your account

    Your account will be active in only a few minutes. Download our mobile app and use your account!

  1. 1
    Open an account online in only a few minutes -

    Download bank app

    Click "Open an account" button below, then select "In our mobile app with a selfie" and go to the next step. On the phone, scan the QR code from the website, then download the mobile app and select "Open an account and activate the app".

    Open an account Millennium 360° account

  2. 2
    Open an account online in only a few minutes -

    Fill in the application and take a selfie

    Enter your data in the application and follow the instructions. To open the account in app, we will ask you to take a photo of your ID and make a quick video of your face.

  3. 3
    Open an account online in only a few minutes -

    Use right away

    Your account will be active in only a few minutes.

You can also sign a contract for the account in one of our branches. Find a branch.

Join Like it? Share it!

In the 14th edition of the program, by recommending your account to your friends, you can gain 10 prizes!

  • goodie eCard for 100 PLN, which you can pay in every store in Poland
  • Gift card for 80 PLN to Zalando
  • 4 tickets to Multikino (2D) or Helios (2D/3D)
  • 5,5% annually on 3-month term deposit from 500 to 30 000 PLN

Terms and conditions of getting and collecting reards are available in regulationsfor: Like it share it programme.

Do you have a child? Open the account

Konto 360° Junior

Open the account for your child. Account for children aged between 0-18

Questions and answers

Learn the answers to frequently asked questions about Millennium 360° personal account, which we'll be happy to run for you free of charge.

  • You can open the account online in 2 ways:

    • by logging to your account in another bank (online)
    • by mobile app - you will confirm your data with a photo of your ID and a recording of your face
  • If you want to open the account by logging in to your account in another bank, but you can't see your bank on the list, you can fill in the application and finish opening your account online in one of our branches.

    1. Quickly - you fill in the application online and confirm your identity in only a few minutes.
    2. 100% online - the entire account opening process can be done online, in the way that's more convenient for you.
    3. Safely - all your data, photos and recordings are encrypted.
    4. Without unnecessary formalities - we don't need a courier or signing a physical document to open an account for you.
    5. For free - we will open and run your account free of charge.
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Contact us

  1. Need more info? Write to us

    Fill in the form
  2. or call - helpline available 24/7