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You can shop in foreign currency with no extra currency conversion fees
Your currency account will be useful abroad - all you need to do is link it to your debit card.
The currency account will make it easier for you to pay abroad and online. You can open several accounts for each of the four available currencies.
Information about fees, interest rates and other details of the offer can be found in the price lists and regulations. We have posted them in the Important Documents section at the bottom of the page and on the Pricelists and Regulations page link opens in a new window.
You exchange money at Currency Exchange in the app in real time. The currency immediately goes into your currency account. If you do not have one, you can open it at the time of the exchange.
You will find information about the details of the currency exchange service in the terms and conditions of the service. We have included it in the Important Documents section at the bottom of the page.
You can link your debit card to a foreign currency account
If you are our client, open the account in your mobile app. You will do it in minutes. Click in section Offer > Accounts > Currency account.
If you are not our client, open Millennium 360° account online with a selfie or by logging in to another bank. Then you will open currency account in mobile app.
If you are our Client, open an account in Millenet.
If you are not our Client, open Millennium 360° account.
The mobile app allows you to use the account on your phone, wherever you are.
It allows you to:
Millenet is an electronic banking service that allows you to gain full access to your account and our products and services online.
Bank Millennium provides over 600 branches throughout Poland and multifunctional Bank Millennium ATMs.
Need more info? Write to us
or call - helpline available 24/7
Legal note
Currency Account is free of charge provided it was opened in Millenet or in mobile app and/or indicated as FX-indexed loan/mortgage account. Fees, interest rate and other details of the account offering are stipulated in price lists concerning fees and commissions, debit cards, interest rates, as well as in Debit cards issued to foreign currency current account terms and conditions and in the General Regulations on Provision of Banking Services to Individuals in Bank Millennium S.A., available in the Bank’s branches and on the Price Lists and Regulations website.
Legal note
The free Multi-currency Service consists in connecting via the mobile app a foreign currency account to a debit card issued to your personal account. Transactions made with a card with the multi-currency service enabled are posted directly to the FX account without currency conversion, if the account currency corresponds to the currency of the transaction. If the transaction is carried out in a different currency or there are insufficient funds on the foreign currency account, such a transaction will be settled with currency conversion on the personal account kept in PLN at the exchange rate of the payment organisation.
The Currency Exchange service is available in the Bank Millennium application. The application allows for immediate currency exchange within the customer's accounts. The currency conversion takes place at the proposed exchange rate, which is updated every 30 seconds until the exchange is confirmed by the Client. To use the service, read and accept the terms and conditions of Currency Exchange.
Detailed information and terms and conditions of using the multi-currency service and currency conversion are available in the Regulations for the provision of banking services to individuals in Bank Millennium S.A. and the Price List - debit cards. The documents are available in our branches and on our website www.bankmillennium.pl.
