Promotion information

Who may apply?

You may take a Cash loan on attractive terms (APR 11.02%).

You just need to be an employee of:

  • a commercial bank, cooperative bank or a company from the capital group of such bank,
  • an insurance company or a company from its capital group,
  • a credit union,
  • a brokerage house,
  • an investment fund company,
  • Polish branch of the foreign institutions mentioned above.

Why do it?

  • Always - 0% comission (APR 11.02%)
  • interest rate 10.50% (APR 11.02%)
  • long credit term: 108 months (120 months in case of consolidation loan)
  • fast credit decision

Details can be found in the offer regulations

Information on loan costs

How to apply?

How can you apply?

Choose a branch

Find a branch

What documents do you need to take the loan?

You just have to present a document that proves that you are remunerated by an eligible institution. It may be, for instance, your employment certificate or statement from your bank account. The other documents related to product application depend on the form of your employment.

Important documents

Need more information? Get in touch with us

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801 331 331

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Additional information

Credit cost and legal note

A representative example for a loan in promotion for selected employees from the financial and insurance sector: Annual Percentage Rate (APR) is 11.02%, total loan amount (without credited costs): PLN 68 923.00, total amount to be paid: PLN 102 748.14, fixed interest rate 10.50%, total cost of the credit: PLN 33 825.14 (including: 0% commission (PLN 0), interest PLN 33 825.14), 94 equal monthly installments PLN 1 078.67each. We made the calculation on April 25th 2025 on a representative example. The offer lasts from April 26 th 2025 until July 25th 2025.

Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A., Promotion Regulations for selected persons employed in the financial and insurance sector - XXII edition. Detailed rules for providing insurance cover under the Protected Loan insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Insurance Protected Loan. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl.

Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may not grant you a loan.