Promotion information

Who may apply?

Until 18 of January 2025 you may take a Cash loan on attractive terms (APR 11.30%).

You just need to be an employee of:

  • a commercial bank, cooperative bank or a company from the capital group of such bank,
  • an insurance company or a company from its capital group,
  • a credit union,
  • a brokerage house,
  • an investment fund company.

Why do it?

  • fixed, low commission - as low as 0% (APR 11.30%)
  • interest rate 10.65% (APR 11.30%)
  • long credit term: 108 months (120 months in case of consolidation loan)
  • fast credit decision

Details can be found in the offer regulations

Information on loan costs

How to apply?

How can you apply?

Choose a branch suitable for you

Find a branch

What documents do you need to take the loan?

You just have to present a document that proves that you are remunerated by an eligible institution. It may be, for instance, your employment certificate or statement from your bank account. The other documents related to product application depend on the form of your employment.

Important documents

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Additional information

Credit cost and legal note

A representative example for a loan in promotion for selected employees from the financial and insurance sector: Annual Percentage  Rate (APR) is 11.30%, total loan amount (without credited costs): PLN 44 692,55, total amount to be paid: PLN 63 538,99, fixed interest rate 10.65%, total cost of the credit: PLN 18 653,05 (including: 0% commission (PLN 0), interest PLN 18 653.05), 83 equal monthly installments PLN 763,20 each. We made the calculation on October 19th 2024 on a representative example.The offer lasts from October 19th 2024 until January 18th 2025.

Detailed rules and conditions according to which we grant loans are described in the Regulations on loans and advances granted to individual customers by Bank Millennium S.A. and the Cash Loan Price List, Promotion Regulations for selected persons employed in the financial and insurance sector - XX edition. Detailed rules for providing insurance cover under the Protected  Loan insurance by Towarzystwo Ubezpieczeń Europa S.A. and Towarzystwo Ubezpieczeń na Życie Europa S.A. are included in the Terms and Conditions of the Protected Loan Insurance and the Product Card - Insurance Protected Loan. You can familiarize yourself with these documents in our branches and on our website www.bankmillennium.pl. Before we grant you a loan, we assess your credit capacity and creditworthiness each time. In justified cases, we may not grant you a loan.