Indywidualne Konto Emerytalne is bank account with very attractive interest rate that enables you to gather additional means for the future pension. Because there are no fees for joining and keeping IKE 100% of your means is invested.
Minimum amount of payment is only 100 PLN. Maximum amount of payment is every year determined and published in the Polish Monitor.
Profits from IKE savings are exempt from capital gains tax and yields higher than those offered by standard deposits. Interest rate on IKE is 3,00% per annum.
- Bank Account with very attractive interest rate, that enables you to gather additional means for the future pension.
- Yields higher than those offered by standard deposits, as many as 3,00% per annum.
- Profits from IKE savings are exempt from capital gains tax.
- There are no fees for joining and keeping IKE - 100% of your means is invested.
- High deposit limit - total of annual deposits to IKE cannot exceed in 2023 20 805 PLN, which constitute for 300% of the average monthly remuneration announced in the Budgetary Act.
- Flexibility - there is no obligation to make regular deposits.
- Access to money - you have possibility to do partial withdrawals without necessity to close the account.
